01
Enter the payment-processing rate
Online and in-person rates vary by plan, market, card, and negotiated terms.
CalculatorsFREE · NO SIGNUP
Shopify Fee Calculator
Estimate one Shopify order's payment-processing and optional third-party transaction fees from explicit, editable rates.
FREE TO USEA LOOK ATLAS TOOL
01 USE IT NOW02 NO ACCOUNT03 FIELD NOTES BELOW
WORKING INPUTS
Put both payment layers on one order.
LIVE RESULT
Estimated Shopify fees
$3.20Editable payment estimate; confirm plan, market, card, and payment-route rates in Shopify admin.PAYMENT PROCESSING$3.20
SHOPIFY TRANSACTION FEE$0.00
NET RECEIPT$96.80
EFFECTIVE FEE RATE3.20%
12
TWO POSSIBLE PAYMENT LAYERS
Separate processing from Shopify's transaction fee.
Shopify Payments can waive the separate transaction fee, while an outside provider can leave both deductions on the order.
WORKING VIEW
$3.20 TOTAL FEES$100 BASIC ONLINE EXAMPLE
METHODorder amount × processing rate + fixed fee + order amount × Shopify transaction rate
WORKING NOTE2.9% + $0.30 · 0% third-party transaction fee
INPUTS → CLEAR OUTPUT
THE FIELD NOTES
Quick answer above. Better decisions below.
Use the result now, then read the practical notes for assumptions, examples, limitations, and the choices behind it.
$100 BASIC ONLINE EXAMPLE$3.20 TOTAL FEES
2.9% + $0.30 · 0% third-party transaction fee
02
Add the Shopify transaction rate only when it applies
Shopify says eligible Shopify Payments orders do not carry a third-party transaction fee.
03
Read each deduction separately
The result shows payment processing, Shopify's additional transaction fee, combined effective rate, and net receipt.
04
Use the current agreement
Public U.S. guidance was reviewed September 13, 2026.
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Enter the payment-processing rate
Online and in-person rates vary by plan, market, card, and negotiated terms.
All rates remain editable so the calculation can follow the merchant's actual agreement.
Add the Shopify transaction rate only when it applies
Shopify says eligible Shopify Payments orders do not carry a third-party transaction fee.
External payment providers can add their own fee plus Shopify's plan-based transaction fee.
Read each deduction separately
The result shows payment processing, Shopify's additional transaction fee, combined effective rate, and net receipt.
Subscription, apps, tax service, currency conversion, refunds, and chargebacks are excluded.
Use the current agreement
Public U.S. guidance was reviewed September 13, 2026.
Your admin and contract control when they differ from the public example.
Questions, answered.
Does Shopify charge a transaction fee with Shopify Payments?
Shopify says third-party transaction fees are waived for eligible orders processed only with Shopify Payments; payment-processing fees can still apply.
Why are the fee rates editable?
Rates vary by plan, country, payment route, card, and negotiated terms, so merchant-specific inputs are safer than a hidden universal preset.
What costs are excluded?
The model excludes subscriptions, apps, taxes, currency conversion, refunds, disputes, and other non-payment charges.
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