01
Use the current standard card formula
Multiply the charge by 2.9%, add $0.30, and round the fee once to cents.
CalculatorsFREE · NO SIGNUP
Stripe Fee Calculator
Estimate Stripe's standard U.S. domestic online-card fee, net receipt, or the gross charge needed for a target net amount.
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01 USE IT NOW02 NO ACCOUNT03 FIELD NOTES BELOW
WORKING INPUTS
Model one domestic online-card charge.
LIVE RESULT
Estimated Stripe fee
$3.20Standard U.S. domestic online-card estimate; additional Stripe fees and custom pricing are excluded.NET RECEIPT$96.80
GROSS FOR TARGET NET$103.30
PERCENTAGE RATE2.90%
FIXED FEE$0.30
13
ONE CLEAR OPERATING SIGNAL
Use the current standard card formula
Apply 2.9 percent plus 30 cents once to a successful domestic online-card charge.
WORKING VIEW
$3.20 FEE$100 DOMESTIC CARD CHARGE
METHOD2.9% of charge + $0.30
WORKING NOTE$96.80 net · $103.30 gross for a $100 target net
INPUTS → CLEAR OUTPUT
THE FIELD NOTES
Quick answer above. Better decisions below.
Use the result now, then read the practical notes for assumptions, examples, limitations, and the choices behind it.
$100 DOMESTIC CARD CHARGE$3.20 FEE
$96.80 net · $103.30 gross for a $100 target net
02
Reverse a target net amount
Add the fixed fee to target net, divide by 0.971, and round upward to the next cent.
03
Keep the scope explicit
This model is for Stripe's standard U.S. domestic online-card pricing reviewed on September 10, 2026.
04
Confirm material charges in Stripe
Pricing can change and individual accounts can have custom terms.
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Use the current standard card formula
Multiply the charge by 2.9%, add $0.30, and round the fee once to cents.
Subtract that rounded fee from the charge for this simplified net receipt.
Reverse a target net amount
Add the fixed fee to target net, divide by 0.971, and round upward to the next cent.
Rounding upward prevents the modeled net from undershooting the declared target.
Keep the scope explicit
This model is for Stripe's standard U.S. domestic online-card pricing reviewed on September 10, 2026.
It excludes manually entered, international, currency-conversion, dispute, tax, and other payment-method charges.
Confirm material charges in Stripe
Pricing can change and individual accounts can have custom terms.
Use the official pricing page and your own Stripe agreement before a material pricing decision.
Questions, answered.
What Stripe fee does this calculator use?
It uses the current standard U.S. domestic online-card rate of 2.9% plus 30 cents per successful transaction.
How do I reverse-calculate a Stripe fee?
Add the fixed fee to the target net amount, divide by one minus 0.029, and round the gross charge up to the next cent.
Does this include international or currency conversion fees?
No. It excludes manually entered cards, international cards, currency conversion, disputes, taxes, custom pricing, and other payment methods.
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