How the PayPal seller fee is calculated
Multiply the payment amount by the selected U.S. domestic rate, then add the applicable fixed fee.
Estimate the current U.S. PayPal transaction fee, net receipt, and gross amount needed for a target net payment.
Estimated PayPal fee
$3.98Standard U.S. domestic commercial-rate estimate reviewed September 15, 2026; special and account-specific pricing is excluded.PRICE FROM THE NET BACKWARD
PayPal combines a percentage with a currency-specific fixed amount for most payment types. Seeing both layers makes pricing and reconciliation less guessy.

THE FIELD NOTES
Use the result now, then read the practical notes for assumptions, examples, limitations, and the choices behind it.
3.49% plus the current $0.49 USD fixed fee
Multiply the payment amount by the selected U.S. domestic rate, then add the applicable fixed fee.
PayPal Checkout, cards, Pay Later, QR, and other routes can use different rates.
This worksheet covers the listed standard U.S. domestic commercial rates only.
The displayed defaults were reviewed against PayPal's U.S. merchant fee table on September 15, 2026.
THE PRODUCT IS NEXT
Multiply the payment amount by the selected U.S. domestic rate, then add the applicable fixed fee.
The reverse calculation solves for the gross charge that leaves the target net after the same fee.
PayPal Checkout, cards, Pay Later, QR, and other routes can use different rates.
The selected option must match the transaction rather than the product sold.
This worksheet covers the listed standard U.S. domestic commercial rates only.
International, micropayment, charity, dispute, currency-conversion, partner, and custom pricing can change the charge.
The displayed defaults were reviewed against PayPal's U.S. merchant fee table on September 15, 2026.
Recheck the official schedule when PayPal announces a pricing update.
For PayPal Checkout at the reviewed U.S. domestic rate, 3.49% plus $0.49 is $3.98.
No. It excludes the additional international percentage, currency conversion, disputes, and account-specific pricing.
Yes. Enter the desired net receipt to reverse the selected percentage and fixed fee.
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