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UPS Shipping Insurance Cost Calculator

Estimate the 2026 UPS U.S. declared-value charge from the shipment value using the current published tiers.

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UPS DECLARED VALUEFREE TO USE
WORKING INPUTS

See the declared-value charge before you ship.

LIVE RESULT

Estimated declared-value charge

$17.002026 UPS U.S. standard declared-value estimate; declared value is not standalone shipment insurance and remains subject to UPS terms.
DECLARED VALUE$950.00
INCLUDED LIABILITY$100.00
BILLABLE $100 INCREMENTS10
PUBLISHED TIER$1.70 per $100 or fraction
2026 UPS U.S. declared-value tiers
14

DECLARED VALUE IS NOT INSURANCE

Price the carrier liability layer precisely

UPS includes limited liability up to $100 without a declaration. A higher declaration can increase the carrier's maximum liability subject to the tariff, exclusions, and documentation rules.

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WORKING VIEW
$17.00 CHARGE$950 DECLARED VALUE
METHOD2026 UPS U.S. declared-value tiers
WORKING NOTETen $100 increments at the current $1.70 rate
INPUTS → CLEAR OUTPUT

THE FIELD NOTES

Quick answer above. Better decisions below.

Use the result now, then read the practical notes for assumptions, examples, limitations, and the choices behind it.

$950 DECLARED VALUE$17.00 CHARGE

Ten $100 increments at the current $1.70 rate

01

Apply the current 2026 UPS tiers

Values through $100 have no declared-value charge; $100.01 through $300 cost $5.10.

02

Declared value is not shipment insurance

The declaration changes UPS's potential liability under its contract of carriage.

03

Check limits and high-value procedures

The standard guide lists maximum values and special rules for certain commodities and services.

04

Watch for UPS Package Shield

UPS says Package Shield may appear in WorldShip, ups.com shipping, select UPS Ready solutions, or by written agreement.

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Apply the current 2026 UPS tiers

Values through $100 have no declared-value charge; $100.01 through $300 cost $5.10.

Above $300, UPS charges $1.70 for every $100 or fraction of the total declared value, including the first $100.

Declared value is not shipment insurance

The declaration changes UPS's potential liability under its contract of carriage.

Coverage remains subject to the tariff, packaging, exclusions, proof, and claims requirements.

Check limits and high-value procedures

The standard guide lists maximum values and special rules for certain commodities and services.

Packages tendered to a driver above $1,000 require retention of the signed high-value shipment summary.

Watch for UPS Package Shield

UPS says Package Shield may appear in WorldShip, ups.com shipping, select UPS Ready solutions, or by written agreement.

This calculator models the standard declared-value schedule and does not quote Package Shield or account terms.

Questions, answered.

How much does UPS declared value cost in 2026?

Under the current U.S. standard schedule, $0–$100 is free, $100.01–$300 costs $5.10, and values above $300 cost $1.70 per $100 or fraction of the total declared value.

Is UPS declared value the same as insurance?

No. It increases UPS's potential liability subject to its tariff and is not a standalone insurance policy.

Why does a $950 declaration cost $17?

UPS counts ten $100 increments after rounding the total declared value upward, then multiplies by $1.70.

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